Banking

Excel for Banking & Financial Services

Banking and financial services professionals use Excel for risk management, regulatory reporting, loan analysis, and investment portfolio management. From calculating credit risk scores to ensuring Basel III compliance, Excel provides critical tools for financial institutions to manage risk, meet regulatory requirements, and make sound lending decisions.

Key benefits

  • Calculate credit risk scores and probability of default
  • Perform stress testing and scenario analysis
  • Ensure regulatory compliance (Basel III, CCAR)
  • Analyze loan portfolios and calculate provisions
  • Track key banking metrics (NIM, ROA, ROE, Tier 1 ratio)

Excel functions used

  • NORM.DIST
  • NORM.INV
  • PERCENTILE
  • VAR.P
  • STDEV.P
  • CORREL
  • LINEST
  • GROWTH
  • NPV
  • XIRR