Templates - 2026-01-21

Best Excel Templates for Finance

Essential financial templates for budgeting, invoicing, and financial analysis. Download and start using today.

Financial Templates That Save Hours

  • Finance professionals spend too much time building spreadsheets. These templates give you a head start. See Excel Templates Guide for template best practices.

Budget Templates

  • Personal Budget Track income and expenses by category. Includes: Monthly income tracking Expense categories Savings goals Visual charts Key formulas used: SUMIF — Total by category IF — Budget alerts Business Budget Annual budget with variance analysis: Department breakdowns Monthly vs. actual Variance calculations

Invoice Templates

  • Professional invoices with: Auto-calculated totals Tax calculations Payment terms Company branding area Key formulas: SUMPRODUCT — Line item totals TEXT — Date formatting

Financial Statements

  • Income Statement Revenue sections Expense categories Net income calculation Balance Sheet Assets, liabilities, equity Auto-balancing check Cash Flow Statement Operating, investing, financing Net cash position

Loan Calculators

  • Calculate payments and amortization: Monthly payment (PMT) Interest vs principal breakdown Payoff schedule

Investment Trackers

  • Portfolio performance Dividend tracking Asset allocation Key formulas: XIRR — Return calculation NPV — Present value

Download Templates

  • Browse Financial Templates →

Related

  • Excel Templates Guide Excel for Finance: Use Cases Financial Functions →

After you download a template

  • Read the Features and FAQs on the template page before changing formulas. Keep a backup tab with the original layout. Link totals to SUMIFS or XLOOKUP when your data lives on another sheet. Browse: Free Excel templates

Frequently asked questions

  • Can I customize this template for my business? Yes — edit labels, categories, and rates. Avoid deleting entire rows that feed summary formulas; insert rows inside the data block instead.
  • How do I fix #REF! after editing a template? A formula still points to a deleted cell. Use Find for #REF! or trace precedents from the summary cell to rebuild the reference.